Iowa Vehicle Registration

Iowa Vehicle Registration — Complete Guide

If you’ve recently moved to Iowa or purchased a vehicle, registering it properly is crucial to stay legal and avoid fines. This comprehensive 2025 guide covers all the steps and requirements for Iowa vehicle registration.

Who Needs to Register a Vehicle in Iowa?

All Iowa residents must register vehicles operated on public roads with their county treasurer’s office. New residents must register within 30 days of establishing residency.

Where to Register Your Vehicle

Registration is handled at your local county treasurer’s office. Find office locations and contact details on the Iowa DOT website. The site also offers title and registration lookup services to check your vehicle’s status.

Step-by-Step Registration Process for New Residents

1️⃣ Obtain an Iowa Title

Surrender your out-of-state title to receive an Iowa title. Complete an Application for Certificate of Title and/or Registration.

2️⃣ VIN Inspection

Required for vehicles with an out-of-state title if there is any discrepancy or if the vehicle is rebuilt. Done at a county treasurer’s office or by law enforcement.

3️⃣ Provide Proof of Iowa Insurance

Iowa requires minimum liability coverage of $20,000 per person, $40,000 per accident for bodily injury, and $15,000 for property damage.

4️⃣ Submit Application and Documents

Bring to your county treasurer’s office:

• Out-of-state title

• Completed application

• VIN inspection form (if required)

• Proof of Iowa insurance

• Valid ID

• Payment for fees and taxes

5️⃣ Pay Fees

Expect to pay:

• Title fee: $25

• Registration fee: Varies based on vehicle weight, age, and value

• Use tax: 5% of the purchase price or fair market value

6️⃣ Receive Plates and Registration

Iowa issues two license plates and a registration card. Plates must be properly displayed on both front and rear of the vehicle.

Registering a Newly Purchased Vehicle

If purchased from a dealer, they usually handle paperwork. For private sales:

• Register within 30 days.

• Submit signed title, bill of sale, proof of insurance, and applicable fees.

Registration Renewal

Iowa vehicle registrations must be renewed annually before the registration expiration month. You can renew:

• Online at MyMVD

• By mail

• In person at your county treasurer’s office

Emissions & Safety Inspections

• Emissions Testing: Not required in Iowa.

• Safety Inspections: Not required statewide.

Fees Overview

• Title fee: $25

• Registration fee: Varies

• Use tax: 5%

Specialty and Personalized Plates

Iowa offers many specialty and personalized plates supporting causes, organizations, and universities. Additional fees apply.

Common Questions

How long do I have to register after moving?
Within 30 days of establishing residency.

Do I need a VIN inspection?
Only if there is a discrepancy or the vehicle is rebuilt.

Can I register online as a new resident?
No, initial registrations require an in-person visit.

Is insurance required before registering?
Yes, Iowa insurance is mandatory.

What if I miss the registration deadline?
Late fees and penalties apply.

Why Check Your Vehicle’s History First?

Before registering, run a free VIN check with VinCheckPro to uncover:

• Salvage or rebuilt titles

• Accident or flood damage

• Odometer discrepancies

• Open recalls

This helps you avoid unexpected costs and future registration issues.

Final Tips

• Schedule VIN inspections early if needed.

• Keep your registration and proof of insurance in your vehicle.

• Use the Iowa DOT resources for official updates and county contact info.