Kentucky Vehicle Registration

Kentucky Vehicle Registration — Complete Guide

If you’ve recently moved to Kentucky or purchased a vehicle, it’s important to understand the registration process to avoid fines and stay compliant. This comprehensive 2025 guide covers everything you need to know about Kentucky vehicle registration.

Who Needs to Register a Vehicle in Kentucky?

All Kentucky residents must register vehicles operated on public roads with their county clerk’s office. New residents must register within 15 days of establishing residency.

Where to Register Your Vehicle

Registration is handled at your local county clerk’s office. Find office locations and contact details on the Kentucky Transportation Cabinet website. The site also offers title and registration lookup services to check your vehicle status.

Step-by-Step Registration Process for New Residents

1️⃣ Obtain a Kentucky Title

Surrender your out-of-state title to receive a Kentucky title. Complete the Application for Kentucky Certificate of Title/Registration (Form TC 96-182).

2️⃣ VIN Inspection

Required for all out-of-state vehicles. VIN inspections are performed at your county clerk’s office or by law enforcement.

3️⃣ Provide Proof of Kentucky Insurance

Kentucky requires minimum liability coverage of $25,000 per person, $50,000 per accident for bodily injury, and $25,000 for property damage.

4️⃣ Submit Application and Documents

Bring to your county clerk’s office:

• Out-of-state title

• Completed Form TC 96-182

• VIN inspection form

• Proof of Kentucky insurance

• Valid ID

• Payment for fees and taxes

5️⃣ Pay Fees

Expect to pay:

• Title fee: $9

• Registration fee: $21 (standard passenger vehicles)

• Usage tax: 6% of vehicle’s value

6️⃣ Receive Plates and Registration

Kentucky issues one rear license plate and a registration receipt. Display your plate immediately.

Registering a Newly Purchased Vehicle

If purchased from a dealer, they usually handle paperwork. For private sales:

• Register within 15 days.

• Submit signed title, bill of sale, proof of insurance, and VIN inspection.

Registration Renewal

Kentucky vehicle registrations must be renewed annually, typically during the owner’s birth month. You can renew:

• Online at Drive KY

• By mail

• In person at your county clerk’s office

Emissions & Safety Inspections

• Emissions Testing: Not required statewide.

• Safety Inspections: Not required for standard vehicles.

Fees Overview

• Title fee: $9

• Registration fee: $21

• Usage tax: 6%

Specialty and Personalized Plates

Kentucky offers a wide range of specialty and personalized plates supporting causes and organizations. Additional fees apply.

Common Questions

How long do I have to register after moving?
Within 15 days of establishing residency.

Do I need a VIN inspection?
Yes, for all out-of-state vehicles.

Can I register online as a new resident?
No, initial registrations require an in-person visit.

Is insurance required before registering?
Yes, Kentucky insurance is mandatory.

What if I miss the registration deadline?
Late fees and penalties apply.

Why Check Your Vehicle’s History First?

Before registering, run a free VIN check with VinCheckPro to uncover:

• Salvage or rebuilt titles

• Accident or flood damage

• Odometer discrepancies

• Open recalls

This protects you from costly surprises and ensures smoother registration.

Final Tips

• Complete your VIN inspection early to avoid delays.

• Keep your registration receipt and proof of insurance in your vehicle at all times.

• Use the Kentucky DMV resources for official updates and county contact info.